What Should I Do If I’m Injured in an Uber or Lyft Accident?

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Rideshare companies like Uber and Lyft have become popular modes of transportation for millions of people across the Phoenix area and throughout the United States. However, as these services expand, the more likely you are to be involved in an accident with one of their vehicles, either as a driver, a passenger, or a pedestrian.

If you have been injured in an accident with an Uber of Lyft vehicle, call Zinda Law Group at (800) 863-5312 for a free consultation with one of our Phoenix car accident attorneys.

What If I’m Involved in an Accident with an Uber or Lyft Driver?

Accidents with Uber or Lyft drivers can cause some confusion. These drivers aren’t quite taxi drivers, but they also aren’t quite regular drivers either. If you are involved in an accident with an Uber or Lyft driver, it’s important to know that you can still be compensated for your injuries.

While the potential for confusion or liability is much higher if you are involved in an accident with an Uber or Lyft driver, the potential for compensation can also be higher. From the time an Uber or Lyft driver has accepted a passenger on their respective app, to the time that driver drops off the passenger, the driver is protected under either Uber or Lyft’s commercial insurance policy. This policy will protect the driver for injuries up to $1 million. However, if the Uber or Lyft driver is just looking for passengers to pick up, he is not protected by this generous insurance policy. Therefore, it is important to document where in this process the Uber or Lyft driver was when the accident occurred.

If the Uber or Lyft driver is at fault for the accident, there are at least two possibilities. First, if the driver was en route to pick up a passenger, or was helping a passenger reach his or her final destination, you may be able to recover from Uber or Lyft’s commercial insurance coverage. Second, if the driver had their Uber or Lyft app on but was not transporting a passenger or on his way to pick up a passenger, you may be able to recover compensation from the driver’s personal car insurance policy. Either way, you should report the accident both to the ridesharing service that the driver works for and ask the police to include the fact that the other driver worked for either Uber of Lyft on the accident report. Documentation will help you later during settlement negotiations.

What If I’m at Fault?

If you are at fault for the accident, you will have to rely on your own auto insurance to recover for your injuries, and you may be liable for the Uber or Lyft driver’s injuries, as well as for the injuries of any passengers they may be transporting.

Dealing with Uber or Lyft, your own insurance company, and the driver’s personal or Uber or Lyft’s commercial insurance policy can be difficult. A knowledgeable accident lawyer will help guide you through the process of dealing with so many different companies with varied interests, and help you recover for your own injuries along the way.

Skilled Phoenix Car Accident Lawyers

At Zinda Law Group, our Phoenix car accident lawyers have the knowledge and resources necessary to maximize your injury claim against Uber or Lyft. We can help you seek compensation for medical bills, loss of income, property damage, pain and suffering, and more.

Call Zinda Law Group today at (800) 863-5312 for a free consultation with one of our Phoenix car accident lawyers. Meetings with attorneys by appointment only.